JUSTPAYTO Smart (justpay.to/smart) - Terms and Conditions


These terms and conditions are written in plain and simple language, but should you have any questions or concerns or would simply like to better understand how we do things at JustPay.to, please do not hesitate to contact us at hello@justpay.to.

We provide you with software and a service to process your online payments; we will respect and protect your privacy, data, and personal information.

This User Agreement is effective as of the date of you paying your Smart bills using JustPay.to (Powered by Bayad Center) and governs the terms under which you may access and use JustPay.to’s website/s (for purposes of this User Agreement, "websites" includes www. justpay.to/smart, “payment page” websites, and related mobile applications) and the services associated with it (the "Service"). Do not access or use the Service if you do not agree to be bound by the User Agreement. By accessing and using the Service, you are agreeing to the User Agreement.

As used throughout this User Agreement, the terms "JustPay.to", "we", "us", and "our" refer to JustPayto Philippines Corporation, a domestic corporation organized and existing under Philippine laws, together with its employees, consultants, directors, successors, subsidiaries, affiliates, and assignees. The terms "you" and "your" refer to users of the Service, whether in their capacity as Senders, Beneficiaries, or visitors to our websites.

You must follow all the policies made available to you within the service.

CUT-OFF TIME:  The cut-off time for over-the-counter or online banking bill payments to be recognized same day is 1200 hrs. or 12pm Philippine Standard Time.  For those making payments overseas please be aware of the time zone differences that may impact which day a payment will be considered as paid.

By using our service you agree to the terms and conditions contained in this Use of Our of Service as well as additional terms and conditions which may subsequently apply to you.  Please read them carefully.

NO REVERSALS:  Once you confirm the transaction and payment, the service releases a unique reference number that pertains to your specific transaction.  Transactions with reference numbers are deemed completed or fulfilled and shall not be subject to reversals.  Please do not delete any transaction reference number, which shall be sent to your e-mail and mobile number on completion of each transaction.  

POSTING:  Bills paid via OTC or online banking BEFORE 1200 hrs. or 12pm Philippine Standard Time  are "posted" to the biller same day. Bills paid via OTC or online banking AFTER 1200 hrs. or 12pm Philippine Standard Time  are "posted" to the biller next business day. Bills paid by Mastercard/Visa will be posted real-time or same day depending on the biller.

Misuse of our Online Bills Payment Service or unauthorized access thereto, may lead to the institution of the appropriate legal  actions

Using our service does not give you ownership of any intellectual property rights.  These terms do not grant you the removal or alteration of the branding JustPay.to.

In connection with your use of the service, we may send you service announcements, administrative messages and other information.  You may opt out of some of those communications.

By using our services you accept these terms "as is" and without any warranty or condition, express, implied or statutory.  You shall indemnify and hold JustPay.to, its affiliates, officers, agents and employees, free and harmless from any claim, suit, damages or action arising from or related to the use of the Services or the violation of the terms herein provided, including any expenses arising from, or reasonable attorney's fee incurred on account of such claims, suit, damage or action.

You can contact us with any questions or concerns at: hello@justpay.to.


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